Commercial Insurance

A business owner must wear a lot of hats. All of this responsibility might feel overwhelming at times. It helps to have professionals who can help you make decisions and protect your company. At Stewart & Tucker Insurance LLC, that is exactly what we aim to do for our customers in Kentucky. Our commercial insurance policies are one vital way to protect your business.

How Does Commercial Insurance Work?

Commercial insurance refers to specially bundled insurance policies perfect for business owners. Running a business requires many different types of activities and assets. All of these different elements require their own unique styles of protection. Having these types of insurance coverage purchased separately can be confusing and overwhelming.

Commercial insurance is a special type of product that bundles all insurance policies into one streamlined product.

What Does Commercial Insurance Provide?

A commercial insurance policy will provide coverage in the following areas:

• Property protection- Your business property includes the location from which you operate your business and any equipment housed on that property. If the property is damaged, this type of coverage will help you pay for repairs or replacement.
• Vehicle protection- Vehicles are a unique business equipment category, and the vehicles you use will need auto policies. This can be included in your commercial insurance policy.
• Liability- You are under special liability risks as a business owner. Not only are you at risk of liability from customers and clients, but also from employees. Liability coverage will help you pay for expenses resulting from an injury or damaged property caused by your goods or services.

Consequences of Weak Insurance

If your business lacks strong insurance protection, you can be at risk of financial hardship. If you would like to learn more about commercial insurance in Kentucky, please get in touch with us at Stewart & Tucker Insurance LLC.